Compensation- commissions for insurance sales
Commission levels vary from state to state from as little as $6 per person per month from United Healthcare per employee in Massachusetts for groups with fewer than 5 employees to
$21 per employee in RI from United Healthcare per month per employee for group sales to
15 % or 20% of the premiums for short-term medical sales and individual
medical sales- on the first year's premium only then it is reduced to 3%
in states where these products exist. Individual Medical products are not available in many northeastern states including MA and RI and short-term medical is not available in MA.
Individual Medical commissions from Celtic insurance average 10% in states where they market their products. John Alden and Time Insurance pay 15% to 20% based on volume.
John Alden pays between 4% and 7% on small group premiums