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Alternative (Natural) Medicine Coverage

Alternative Medicine consists of anything other than conventional allopathic
medicine. Alternative medicine consists of a variety of modalities. Generally science based modes such as Acupuncture,  Chinese Medicine ,Naturopathic Medicine and Homeopathy are the kinds of alternative medicines that are sometimes paid for by insurance companies.

State mandates sometime require that some of  what is considered to be alternative medicine, be paid for by insurance. Some carriers exclude it all together. Generally the more generous the carrier and the higher quality carrier it is the more likely there is to be coverage. 

Another way to make sure you can have the alternative medicine treatment you want is to choose a plan (if you live in a state where you have a choice) where the premiums are affordable. You may save literally thousands of dollars a year on an individual or family plan. The savings you will realize will be more than enough to "cover" both your deductible should you need to file claims AND for whatever natural medical treatments you may want. This method is the BEST WAY to get your alternative medicine for the lowest overall cost. You simply need to choose a plan with fewer bells and whistles i.e. pay for your own annual physical, choose a higher deductible plan. Choose coverage without maternity benefits for normal childbirth

First of all it is CRUCIAL to understand the primary difference between the training and the primary objectives of practitioners of these two very different
categories of medicines.

Once Americans finally understand the difference between the two types of treatments, they might not jump to run to a medical doctor for EVERYTHING the way we Americans have been conditioned to do by the media and the medical establishment - even if the alternative medicine won't be "covered" by the insurance. Here's why....

Let's dispel one myth right off the bat. Many alternative medical practioners such as naturopathic doctors (N.D.s)  go through  just as many years of schooling as conventional M.D's  do- and some go through MORE!.

 M.D's as we all know are trained  to treat disease with drugs,  surgery and radiation. What we may not all be aware of --and we should be-- is that medical doctors MDs are ONLY TRAINED TO TREAT SYMPTOMS of disease. This explains why those who are diagnosed with a chronic condition such as high blood pressure or allergies or diabetes are simply given drugs to "manage" the symptoms of the problem - for the rest of their life. The underlying problem STILL EXISTS. People who go to M.D's for treatment for chronic problems will NEVER be cured because M.D's by training are only trained to treat  the symptoms of the problem. Whatever CAUSED the problem to develop in the first place is never addressed by MDs. 

N.Ds on the other had by training, are trained to detect,  treat and eliminate through treatment what the CAUSE of the condition is in the first place. By eliminating the CAUSE of the disease, the disease goes away and the patient is COMPLETELY CURED!  Many science based methods do this by strengthening the immune system. 

Causes of most diseases are LIFESTYLE based! Contrary to the  popular misconception that cancer just falls out of the sky and lands on some poor victim, in reality it takes years and years of poor eating habits and the weakening of the immune system before a cancer diagnosis is made. Natural medicine PROVES that once a person is diagnosed with a supposedly "incurable" disease that with patience and determination and dedication, these conditions CAN be CURED. they just can't be cured by conventional medicine - and never will.

In our area we are lucky to have a few naturopathic doctors who have CURED the so called incurable diseases. Another advantage of Natural medicine is it is often MUCH LESS EXPENSIVE than conventional medicine and considering the fact that you have a better chance  becoming completely cured and able to get off all medication and even natural supplementation, isn't
having your health completely restored  worth paying for the treatment yourself if the alternative means being on drugs for the rest of your life (or just waiting until the cancer comes back)? 

Also keep in mind that healthy people get the lowest health insurance rates.
People on several different medications DO PAY HIGHER INSURANCE RATES and unfortunately for the healthy people who don't files constant claims for prescriptions, we also are paying for those on prescriptions and those who go to allopathic conventional doctors with chronic problems who would be MUCH better served getting rid of their condition completely via natural medicine. 

If  people started to realize that they might be able to be off their meds - forever- in a matter of months, we'd have a MUCH HEALTHIER AMERICA! We might even  become as healthy as some of the European and Asian countries are who are nowhere near as dependent on prescription drugs as we are. In fact, we ourselves in 1940 only had a 3% of our population with cancer. Now a whopping 35% have cancer and it is projected in the not to distant future
50% of us will! Yet we are brainwashed to be so grateful for having the "best healthcare system" in the world.

If the truth be told we (conventional medical doctors) are only best when it comes to saving lives in acute situations ie premature births, saving someone's life who is in the middle of a heart attack, or stroke and treating injuries. When it comes to the slow growing
chronic diseases and disorders, other countries are WAY AHEAD of us. Why is this? It is because people in other countries eat less junk food and they don't all run to a medical doctor for a prescription the way we do. More of them understand which type of medicine works best for which type of condition than we do.  In the early 90's "Newsweek" magazine  reported that Queen Elizabeth's medicine mode of choice was Homeopathy.

So if you value your health, understand which type of doctor can best help you and get your alternative medicine covered by paying for it yourself from the savings you realized choosing a less expensive but no lesser quality health plan- because your health is worth it. at the same time you'll be doing your part to address the healthcare crisis by taking responsibility for your health and not relying on insurance to cover expensive dily prescription drug needs.

More on Alternative Medicine and Links to the Best Kept Secrets in Healthcare