Rhode Island Health Insurance - The Individual Market was destroyed in Rhode Island six years ago due state health insurance regulations incompatible with the health insurance industr. All carriers that used to offer individual insurance through insurance agencies to Rhode Islanders decided to leave the state.
Other than just a few very expensive plans offered by Rhode Island Blue Cross Blue Shield and available only directly through RIBCBS, There are NO COMPREHENSIVE INDIVIDUAL MAJOR MEDICAL PLANS AVAILABLE IN Rhode Island through insurance agents- and nothing that is reasonably priced as compared choices in other states with modern insurance legislation AND MANY MORE CARRIERS.
Therefore for Individuals and Families who do not qualify for assistance through RiTE CARE, we recommend Short-term Medical Insurance with John Alden/Assurant Health. See the comparison with Blue Cross:
The advantages of short-term medical insurance
outweigh the disadvantages BY FAR as you can see. Additionally when your short-term
plan expires, you can simply purchase another. For
questions concerning the best way to use short-term medical as an alternative to
expensive renewable coverage in Rhode Island, please call Emily at 1-888-848-7708
Or call for a guided tour of the quoting site
and for suggestions on how to choose the best
FOR PERMANENT OPTIONS for Groups and the Self- Employed, call for Quotes and information on United Healthcare.